You want a simple account to build your savings.

• Free ATM Card
• Free Online Banking
• Free Mobile Banking¹
• 1 free foreign ATM withdrawal per month. ($1.50 each after 1)
• Earns Interest². View current rates.
• $100 monthly minimum average ledger balance ($50 deposit to open)
• $2 maintenance fee if monthly minimum average ledger balance falls below $100

Unlimited transfers permitted between accounts of the same depositor at Bank (if done in person, by messenger, by mail or to pay loans at the Bank).  

Variable interest bearing account.² Interest  is credited quarterly.  Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account  each day.

You want a savings account that pays higher interest for higher balances.

• Free Online Banking
• Free Mobile Banking¹
• Earns Interest². View current rates.
• $1,000 daily minimum Balance ($1,000 deposit to open)
• $6 maintenance fee if daily minimum balance falls below $1,000

Unlimited transfers permitted between accounts of the same depositor at Bank (if done in person, by messenger, by mail or to pay loans at the Bank).  Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month including by check, draft, or similar order to third parties. If account exceeds six withdrawals per month, then $6 check fee per item.

Variable interest bearing account, tiered interest based on balance.² Interest is compounded and credited monthly.  If you close the account before interest is paid, you will not receive the accrued interest.  Interest is calculated by the average daily balance method which applies a daily periodic rate to the balance in the account  each day.

Certificates of Deposit (CDs)

A Certificate of Deposit (CD) is a fixed-term savings tool that offers guaranteed yields. Check out our Current Rates to find the investment that best fits your needs.

Individual Retirement Account (IRA)

An excellent tool for retirement and/or education savings.

• Three types to choose from: Traditional, Roth, and SEP IRAs.
• Interest bearing account; compounded/paid monthly.
• No annual fee.
• One free premature distribution per year; $10 fee for each thereafter.
• $20 fee for transferring funds out or closing the account.
• Accounts must be opened and/or funded by April 15th.
• Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

To learn more about contribution limits, deadlines, restrictions, and other IRA-related information, you may visit this helpful IRS website or please feel free to contact one of our customer service representatives!