Agricultural Loans

Agricultural Loans

Bruning State Bank is a family-owned bank with a foundation built in agriculture. We understand that a family farm and agricultural pursuits are more than a business—it is a lifestyle—and an ideal worth preserving. It is our pleasure and priority to serve farmers and ranchers of our communities. We strive to find solutions to work within your operation such as:

Farm Real Estate Loans

Farm Real Estate Loans
Farm Real Estate Loans
  • Opportunities for land acquisition may occur only a few times in a lifetime. We understand this and want to help you seize these opportunities!
  • Land loans keep working capital available for other operating needs.
  • Payment schedule can be customized to match your income.

Equipment and Other Term Loans

Equipment and Other Term Loans
Equipment and Other Term Loans
  • Farm and ranch machinery is an expensive but necessary investment. When it comes time for you to replace or add new equipment, we are happy to give you the best borrowing terms possible.
  • If you’re looking to improve your yields by investing in irrigation assets, our Ag Loan Officers are ready to help you.
  • We offer loans for the construction or purchase of buildings, and for other such improvements on real estate.

Livestock Loans

Livestock Loans
Livestock Loans
  • A livestock business involves purchasing, caring, feeding, backgrounding, and breeding—all of which we can help you finance!
  • We offer flexibility as payments can be made when you have income from livestock sales.
  • Interest rates can be fixed for the life of the loan.

Operating Loans and Lines of Credit

Operating Loans and Lines of Credit
Operating Loans and Lines of Credit
  • Every ag operation is unique and our experience loan officers take the time to learn and understand your individual situations and goals.
  • We offer loans for both short-term and annual operating expenses; we can customize the terms to meet all your credit needs.
  • Money is available whenever you need it—advances can be made into your checking account automatically or at your request.
  • Interest accrues only on the money you actually borrow, and payments can be scheduled to match your cash flow.

Equipment Leasing

Equipment Leasing
Equipment Leasing
  • Equipment leasing can be beneficial to help reduce the large upfront cost of equipment and still allows you immediate use of the equipment.
  • Our Ag Loan Officers can work with you to see if this is an option to help provide flexibility and manage your operation’s cash flow.

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