Rates
Rates
Effective March 20, 2023
TERM
|
INTEREST RATE
|
APY**
|
COMPOUNDS
|
---|---|---|---|
182 Days
|
1.35%
|
1.36%
|
Quarterly
|
7 Months Special***
|
4.15%
|
4.22%
|
Quarterly
|
9 Months | 1.45% | 1.46% | Quarterly |
12 Months
|
1.55%
|
1.56%
|
Quarterly
|
18 Months
|
1.65%
|
1.66%
|
Quarterly
|
24 Months
|
1.75%
|
1.76%
|
Quarterly
|
30 Months
|
1.80%
|
1.81%
|
Quarterly
|
36 Months
|
1.85%
|
1.86%
|
Quarterly
|
48 Months
|
1.95%
|
1.96%
|
Quarterly
|
60 Months
|
2.15%
|
2.17%
|
Quarterly
|
84 Months*
|
2.40%
|
2.42%
|
Quarterly
|
Stated yield assumes interest is left to compound.
INTEREST RATE | APY** | |
---|---|---|
Savings Account | 0.45% | 0.45% |
Health Savings Account (HSA) | 0.05% | 0.05% |
Fees may reduce earnings on these accounts. Interest Rate and APY may change.
Savings: $50.00 deposit to open. Monthly average balance $100.00 - no monthly maintenance fees. If monthly average ledger balance falls below $100.00 - $2.00 maintenance fee per month.
Health Savings: $1.00 deposit to open. Minimum balance above $1,500.00 - no monthly maintenance fees. If average balance falls below $1,500.00 - $2.00 maintenance fee per month.
TIERS | INTEREST RATE | APY** |
---|---|---|
.01-2,499.99 | 0.45% | 0.45% |
2,500.00-49,999.99 | 0.55% | 0.55% |
50,000.00-99,999.99 | 0.65% | 0.65% |
100,000.00-249,999.99 | 0.75% | 0.75% |
250,000.00-$499,999.99 | 0.85% | 0.85% |
500,000.00-$999,999.99 | 0.90% | 0.90% |
1,000,000.00 and Above | 0.95% | 0.95% |
$1,000.00 deposit to open. Daily minimum balance above $1,000.00 - no monthly maintenance fees.
If daily minimum balance falls below $1,000.00 - $6.00 maintenance fee per month. Minimum balance to receive APY is $0.01. Fees may reduce earnings on these accounts. Interest Rate and APY may change.
INTEREST RATE | APY** | |
---|---|---|
Individual Retirement Account (IRA) | 0.75% | 0.75% |
12-Month IRA CD | 1.55% | 1.56% |
36-Month IRA CD | 1.85% | 1.86% |
84-Month IRA CD | 2.40% | 2.42% |
Fees may reduce earnings on these accounts. Interest Rate and APY may change.
Individual Retirement Accounts: No minimum deposit or balance required.
IRA CDs: $10,000.00 minimum deposit required. Stated yield on IRA CDs assumes
interest is left to compound. Substantial penalty for early withdrawal from IRA CDs.
MINIMUM BALANCE | INTEREST RATE | APY** |
---|---|---|
0.01 - $10,000.00 | 2.75% | 2.75% |
10,000.01 - $100,000.00 | 0.65% | 0.65% |
100,000.01 - $250,000.00 | 0.75% | 0.75% |
250,000.01 and Above | 0.85% | 0.85% |
Certain qualifications apply to earn these interest rates and if requirements are not met, the balance will earn .05% interest and .05% APY**. Please contact a personal banker today to learn more about Premier checking!
Fees may reduce earnings on these accounts. Interest rates and APY may change.
Minimum deposit required to open an account is $50. Interest coumpounded monthly.
TIERS | INTEREST RATE | APY** |
---|---|---|
.01-49,999.99 | 0.45% | 0.45% |
50,000.00-99,999.99 | 0.50% | 0.50% |
100,000.00-249,999.99 | 0.55% | 0.55% |
250,000.00-499,999.99 | 0.65% | 0.65% |
500,000.00-999,999.99 | 0.70% | 0.70% |
1,000,000.00 and Above | 0.75% | 0.75% |
$50.00 deposit to open. Daily minimum balance above $500.00 - no monthly maintenance fees.
If minimum balance falls below $500.00 - $6.00 maintenance fee per month.
Fees may reduce earnings on these accounts. Interest Rate & APY may change.
TIERS | INTEREST RATE | APY** |
---|---|---|
1,000.00-49,999.99 | 0.45% | 0.45% |
50,000.00-99,999.99 | 0.50% | 0.50% |
100,000.00-249,999.99 | 0.55% | 0.55% |
250,000.00 and Above | 0.65% | 0.65% |
$50.00 deposit to open. $1,000.00 daily minimum balance in order to earn interest. No monthly service charge.
**Annual Percentage Yield
Note: Interest Rates are subject to change without notice.
For Federal Deposit Insurance Corporation (FDIC) purposes, a depositor's account balances in Bruning Bank will be aggregated with any account balances of the depositor in the following offices, branches, or internet sites of Bruning Bank:
Bruning Bank - Hebron Branch
Bruning Bank - Broken Bow Branch
Bruning Bank - Holdrege Branch
Bruning Bank - Kearney Branch
The total account balances of a depositor with Bruning Bank and its offices and branches will have the benefit of the deposit insurance coverage that the FDIC provides to a depositor's accounts in a single bank. To determine the level of FDIC deposit insurance coverage available on accounts in a single bank, please ask for the FDIC brochure "Your Insured Deposit" or visit www.fdic.gov and, in the "Consumer Resources" section, click on "Your Insured Deposit."