Rates
Rates
Effective May 26, 2022
|
TERM
|
INTEREST RATE
|
APY**
|
COMPOUNDS
|
|---|---|---|---|
|
182 Days
|
0.20%
|
0.20%
|
Quarterly
|
|
9 Months
|
0.30%
|
0.30%
|
Quarterly
|
|
12 Months
|
0.40%
|
0.40%
|
Quarterly
|
|
18 Months
|
0.50%
|
0.50%
|
Quarterly
|
|
24 Months
|
0.60%
|
0.60%
|
Quarterly
|
|
30 Months
|
0.65%
|
0.65%
|
Quarterly
|
|
36 Months
|
0.70%
|
0.70%
|
Quarterly
|
|
48 Months
|
0.80%
|
0.80%
|
Quarterly
|
|
60 Months
|
1.25%
|
1.26%
|
Quarterly
|
|
84 Months*
|
1.50%
|
1.51%
|
Quarterly
|
Stated yield assumes interest is left to compound. Substantial penalty for early withdrawal.
| INTEREST RATE | APY** | |
|---|---|---|
| Savings Account | 0.05% | 0.05% |
| Health Savings Account (HSA) | 0.05% | 0.05% |
Fees may reduce earnings on these accounts. Interest Rate and APY may change.
Savings: $50.00 deposit to open. Minimum balance above $100.00 - no monthly maintenance fees. If monthly average ledger balance falls below $100.00 - $2.00 maintenance fee per month.
Health Savings: $1.00 deposit to open. Monlthy average balance above $1,500.00 - no monthly maintenance fees. If average balance falls below $1,500.00 - $2.00 maintenance fee per month.
| TIERS | INTEREST RATE | APY** |
|---|---|---|
| .01-2,499.99 | 0.05% | 0.05% |
| 2,500.00-49,999.99 | 0.10% | 0.10% |
| 50,000.00-99,999.99 | 0.15% | 0.15% |
| 100,000.00-249,999.99 | 0.20% | 0.20% |
| 250,000-$499,999.99 | 0.25% | 0.25% |
| 500,000-$999,999.99 | 0.30% | 0.30% |
| 1,000,000 and Above | 0.35% | 0.35% |
$1,000.00 deposit to open. Daily minimum balance above $1,000.00 - no monthly maintenance fees.
If daily minimum balance falls below $1,000.00 - $6.00 maintenance fee per month. Minimum balance to receive APY is $0.01. Fees may reduce earnings on these accounts. Interest Rate and APY may change.
| INTEREST RATE | APY** | |
|---|---|---|
| Individual Retirement Account (IRA) | 0.20% | 0.20% |
| 12-Month IRA CD | 0.40% | 0.40% |
| 36-Month IRA CD | 0.70% | 0.70% |
| 84-Month IRA CD | 1.50% | 1.51% |
Fees may reduce earnings on these accounts. Interest Rate and APY may change.
Individual Retirement Accounts: No minimum deposit or balance required.
IRA CDs: $10,000.00 minimum deposit required. Stated yield on IRA CDs assumes
interest is left to compound. Substantial penalty for early withdrawal from IRA CDs.
| MINIMUM BALANCE | INTEREST RATE | APY** |
|---|---|---|
| 0.01 - $10,000.00 | 2.00% | 2.00% |
| 10,000.01 - $100,000.00 | 0.10% | 0.10% |
| 100,000.01 - $250,000.00 | 0.20% | 0.20% |
| 250,000.01 and Above | 0.25% | 0.25% |
Certain qualifications apply to earn these interest rates and if requirements are not met, the balance will earn .05% interest and .05% APY**. Please contact a personal banker today to learn more about Premier checking!
Fees may reduce earnings on these accounts. Interest rates and APY may change.
**Annual Percentage Yield.
Minimum deposit required to open an account is $50. Interest coumpounded monthly.
| TIERS | INTEREST RATE | APY** |
|---|---|---|
| .01-49,999.99 | 0.05% | 0.05% |
| 50,000.00-99,999.99 | 0.10% | 0.10% |
| 100,000.00-249,999.99 | 0.15% | 0.15% |
| 250,000-499,999.99 | 0.15% | 0.15% |
| 500,000-999,999.99 | 0.20% | 0.20% |
| 1,000,000 and Above | 0.25% | 0.25% |
$50.00 deposit to open. Daily minimum balance above $500.00 - no monthly maintenance fees.
If minimum balance falls below $500.00 - $6.00 maintenance fee per month.
Fees may reduce earnings on these accounts. Interest Rate & APY may change.
| TIERS | INTEREST RATE | APY** |
|---|---|---|
| 1,000.00-49,999.99 | 0.05% | 0.05% |
| 50,000.00-99,999.99 | 0.10% | 0.10% |
| 100,000.00-249,999.99 | 0.15% | 0.15% |
| 250,000 and Above | 0.20% | 0.20% |
$50.00 deposit to open. Fees may reduce earnings on these accounts.. Interest Rate and APY may change.
**Annual Percentage Yield
Note: Interest Rates are subject to change without notice.
For Federal Deposit Insurance Corporation (FDIC) purposes, a depositor's account balances in Bruning Bank will be aggregated with any account balances of the depositor in the following offices, branches, or internet sites of Bruning Bank:
Bruning Bank - Hebron Branch
Bruning Bank - Broken Bow Branch
Bruning Bank - Holdrege Branch
Bruning Bank - Kearney Branch
The total account balances of a depositor with Bruning Bank and its offices and branches will have the benefit of the deposit insurance coverage that the FDIC provides to a depositor's accounts in a single bank. To determine the level of FDIC deposit insurance coverage available on accounts in a single bank, please ask for the FDIC brochure "Your Insured Deposit" or visit www.fdic.gov and, in the "Consumer Resources" section, click on "Your Insured Deposit."
