Image of an hour glass with sand running out on top.

As we get older and some think wiser, most people are blessed with health and good things going on in their life. It seems as if days, weeks, years, and birthdays seem to go by faster each year. How we spend those years is up to us as we never know when our time is up. I found an article called “Magic Bank Account”; it puts life a little more into perspective. Here is a part of the article I read, hopefully you will enjoy it as much as I did. 

The idea was found in the...READ MORE

Image of finger touching a tablet and a hologram of a banking icon popping up.

At the time of this writing, Bruning Bank is finishing up a Compliance and Community Reinvestment Act audit by the FDIC. T he Bank has always welcomed outside audits to make sure we are doing things right and in compliance with regulations. Personally, I approach audits as a way to learn and improve my performance within the Bank.

Government regulation is an interesting subject, as it is needed to help protect consumers and businesses from bad actors that provide products and...READ MORE

Graphic of world globe with money in the background

This winter, I recently completed my 22nd year in banking. As I reflect on the past two decades, it’s amazing to see all the changes in the financial services industry. If you had told me when I started that we would someday be able to make payments from a wireless phone or a wristwatch, I’m not sure I would have been able to comprehend. I was recently in a small convenience store in a large airport where there were no employees, you entered by scanning your credit card, and you grabbed your...READ MORE

Houses on a street block.

This time of year, can be an excellent time to assess your financial condition and create a plan for the months ahead. Knowing where you are and where you want to be can make it easier to take action on your plan. Have you been delaying an update to your home? Do you have debt you would like to consolidate? Perhaps you decided instead of buying a new home you want to remodel or add onto your current home. Or maybe you like the idea of having funds on standby in the...READ MORE

Multi-colored Tech Background

We have all inherited things from someone else. Genetics from our parents and ancestors, maybe belongings from a sibling or relative, or better yet, money, property, or a business. Some of these are great and we’re happy to receive them. Yet sometimes you inherit something you maybe don’t want or didn’t expect. The same works for technology and it was the case when I started at Bruning Bank.

So, what did I inherit when I started at Bruning Bank? Well for starters, I inherited a role...READ MORE

Mother and Father playing with their child.

“It takes a village to raise a child.” It’s an adage we’ve all heard, and one that constantly plays in my mind trying to raise two young boys. Not long after becoming a parent, I quickly realized I couldn’t do it on my own. I need the grandparents who pause their lives to help watch the kids. I need a daycare provider who takes my kids in and treats them as her own while I’m at work. I need the aunts and uncles who have busy lives of their own but still offer to watch my kids, adding to the...READ MORE

Bottle of baby formula with powered formula beside it.

We were all talking about raising children the other day and how people used to do it in my parents’ generation. My dad, Fred, said that the best investment they made with kids was getting a microwave, because he could microwave my baby formula instead of waiting for the water on the stove to get warm. Maybe this is why my brain never fully developed and my younger sister got an academic scholarship. They didn’t microwave her milk. If I microwaved my kids’ milk today my wife would turn me...READ MORE

The word change on a red block in the middle of wooden blocks

             In the 1960’s when I was a young boy, life was much different than it is today. Life was simpler but labor was harder. You didn’t have much interaction with others but your immediate family. Life wasn’t necessarily better, just different.


1960s: The 1960s saw the early stages of the computer- with the development of mainframe computers. I can remember in the early to mid-seventies when our college...READ MORE

Couple meeting with a man and a laptop

Over the past five years, I have been writing an annual article to remind our newsletter readers about estate planning. I recently had a customer and good friend contact me regarding this topic. He decided it was time to get his financial situation in order because, like all of us, he isn’t getting any younger! Within a couple of months, he was able to meet with an attorney regarding the preparation of his Will, Power of Attorney for Business and Power of Attorney for Healthcare.

PPP application

As part of the CARES Act, the Paycheck Protection Program was established in 2020 to help pay employees during the COVID-19 pandemic. If you are interested, please fill out an application below. If you have any questions, please reach out to any Bruning Bank location!

Small businesses, sole proprietorships, self-employed and independent contractors can all apply for PPP. It is encouraged to fill out the application as soon as you are able as to take advantage of the program before...READ MORE