A couple holding the keys to their new home.

If you’ve gotten a home loan in the past 13 years, you’ve probably grumbled about the amount of paperwork you have to sign. We understand - it’s a lot, and your hand cramps up by the end. The 2008 mortgage crisis was caused by a few bad apples, and everyone is paying the price.

What you may not know is the large number of regulations that the mortgage industry has to follow, including specific forms we need to provide. We usually call these forms by their acronyms, and I thought it...READ MORE

The word change on a red block in the middle of wooden blocks

             In the 1960’s when I was a young boy, life was much different than it is today. Life was simpler but labor was harder. You didn’t have much interaction with others but your immediate family. Life wasn’t necessarily better, just different.


1960s: The 1960s saw the early stages of the computer- with the development of mainframe computers. I can remember in the early to mid-seventies when our college...READ MORE

Couple meeting with a man and a laptop

Over the past five years, I have been writing an annual article to remind our newsletter readers about estate planning. I recently had a customer and good friend contact me regarding this topic. He decided it was time to get his financial situation in order because, like all of us, he isn’t getting any younger! Within a couple of months, he was able to meet with an attorney regarding the preparation of his Will, Power of Attorney for Business and Power of Attorney for Healthcare.

PPP application

As part of the CARES Act, the Paycheck Protection Program was established in 2020 to help pay employees during the COVID-19 pandemic. If you are interested, please fill out an application below. If you have any questions, please reach out to any Bruning Bank location!

Small businesses, sole proprietorships, self-employed and independent contractors can all apply for PPP. It is encouraged to fill out the application as soon as you are able as to take advantage of the program before...READ MORE

Digital fraud screen

As if 2020 didn’t throw enough at us, scammers are hard at work. Make sure you are staying alert because it seems that Coronavirus scams are spreading nearly as fast as the virus itself. According to the Federal Trade Commission as of February 1, 2021, Coronavirus related scams have cost Americans $320 million so far.

From phishing emails and texts to robocalls and imposter schemes, fraudsters are out there in full force to take advantage where they can. They closely follow the...READ MORE

House Hunting

Bruning Bank’s mission statement is to assist in building and maintaining wealth. This means that we look out for your entire financial wellbeing, not just a small part of it. As a mortgage loan officer, I look at the big picture – you may be able to afford the house payment now, but what about future debt you may incur? A large house payment may seem fine if you don’t have a car payment, but what if your car breaks down and you have to get a loan for a new one? Will you still be able to...READ MORE

Black cattle in corn stalks

USDA is providing financial assistance to our producers who continue to face market disruptions because of COVID-19 through the Coronavirus Food Assistance Program 2, or CFAP 2. If your operation has been directly impacted by the Coronavirus pandemic, you can apply with your local Farm Service Agency between now and December 11, 2020. 

Eligible commodities include cattle, hogs and sheep. Breeding stock are not eligible, but any female that has not had a baby or male that...READ MORE

Digital Home Loan Graphic

It’s no secret that COVID-19 has altered our world. Some changes are temporary, while others may be here for the long-term. People and companies turned to the resources available to adapt to the times. Bruning Bank has always prided itself on relationship banking and personally interacting with customers, but COVID-19 has really challenged our methods for achieving this.

Home loan lending can be stressful and downright confusing! The home loan officers at Bruning Bank want to east...READ MORE

Digital lock image
When I think about fraud and the variety of ways they target you, me, your neighbor down the street, your grandparents and everyone in the world, it’s a little overwhelming. However, knowing how to recognize fraud is something we are all capable of and Bruning Bank is always here to help!

General Fraud
My personal number one rule is if it seems too good to be true, it usually is. Trust your gut! Things such as checks received in the mail that you...READ MORE
Paycheck Protection Program funds replenished

Additonal funds for the Paycheck Protection Program (PPP) has been approved. 

To apply for the program, click here.

If you have any questions, please contact any Bruning Bank location and we would be happy to help!READ MORE