Checking

Checking

Finding a checking account to fit your financial needs and goals is simple at Bruning Bank. Each account offers convenient services, such as online and mobile banking. These can help you manage your money and time with features of online bill pay, mobile deposit, viewing account activity, and more!

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Premier Checking
Premier Checking

Earning interest on a checking account isn’t too good to be true with this account. Earn a higher interest rate by completing simple actions each month. Even if the tasks are not achieved, interest is still earned! Rate varies by tier. 

Why Premier?

  • FREE account
  • FREE debit card
  • Can still “touch” your money
  • Access funds via debit card
  • Interest earned no matter what
  • Better interest than a traditional savings account
  • Interest is accrued monthly
  • eStatements cut down on clutter
  • Rewarded for actions normally taken each month
  • Join the future of banking!

To Earn Interest 

Per Statement Cycle:

  • 20 Debit Card Transactions
  • Log Into Mobile or Online Banking
  • Electronic Debit or Credit (payroll, automatic bill payment, etc.)
  • ​Sign Up for FREE eStatements

If the above requirements are not met, the entire balance in the bank account will get 0.05% interest and 0.05% APY**.

Fees may reduce yield on these accounts. Interest rates and APY may change.
 **Annual Percentage Yield.
Minimum deposit required to open an account is $50. Monthly qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Interest compounded monthly.

Free Checking
Free Checking

Best for you if you want a simple checking account with no monthly service fees.

  • Free ATM Card or Visa Debit Card included.
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking1
  • No charge at Bruning Bank ATMs. 10 free foreign ATM withdrawals per month. ($1.50 each after 10)
  • Does not earn interest
  • No Minimum Balance.($50 deposit to open)
  • No monthly service charge3
  • Unlimited check writing. Check images returned with statements.
Plus Interest Checking
Plus Interest Checking

Best for you if you want to earn interest and don’t mind keeping a minimum balance.

  • Free ATM Card or Visa Debit Card included.
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking1
  • No charge at Bruning Bank ATMs. 2 free foreign ATM withdrawals per month. ($1.50 each after 2)
  • Earns Interest2. View current rates.
  • $500 daily minimum Balance ($50 deposit to open)
  • $6 per month if daily minimum balance falls below $500
  • Unlimited check writing. Check images returned with statements.

Interest is compounded and credited to this account monthly.2 If you close this account before interest is paid, you will not receive the accrued interest.

Interest is calculated using the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is monthly.

Gold Checking
Gold Checking

Best for you if you are age 62+ and are willing to maintain a minimum balance to earn interest.

  • Free ATM Card or Visa Debit Card included.
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking1
  • No charge at Bruning Bank ATMs. 2 free foreign ATM withdrawals per month. ($1.50 each after 2)
  • Earns Interest2. View current rates.
  • $1,000 daily minimum balance in order to earn interest ($50 deposit to open)
  • No monthly service charge3
  • Free club checks! Unlimited check writing. Check images returned with statements.

Interest is compounded and credited to this account monthly.2 If you close this account before interest is paid, you will not receive the accrued interest.

Interest is calculated using the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is monthly.

1Standard text messaging and data usage rates from your phone service provider will apply.  2Please see account Truth in Savings Disclosure for current interest rates.  3If your Free or Gold account becomes dormant and has a minimum balance of less than $100, there will be a $5 monthly fee. An account is considered dormant after 12 months of inactivity.