Earning interest on a checking account isn’t too good to be true with this account. Earn a higher interest rate by completing simple actions each month. Even if the tasks are not achieved, interest is still earned! Rate varies by tier. 

Why Premier?

• FREE account
• FREE debit card
• Can still access your funds
• Access funds via debit card
• Interest earned no matter what
• Better interest than a traditional savings account
• Interest is accrued monthly
• eStatements cut down on clutter
• Rewarded for actions normally taken each month
• Join the future of banking!

To Earn Interest 

Per Statement Cycle:

• 20 Debit Card Transactions
• Log Into Mobile or Online Banking
• Electronic Debit or Credit (payroll, automatic bill payment, etc.)
• ​Sign Up for FREE eStatements

If the above requirements are not met, the balance will earn 0.05% interest and 0.05% APY**.

^{Fees may reduce earnings on these accounts. Interest rates and APY may change.
 **Annual Percentage Yield.
Minimum deposit required to open an account is $50. Interest Compounded monthy.}

Best for you if you want a simple checking account with no monthly service fees.

• Free ATM Card or Visa Debit Card included.
• Free Online Banking
• Free Online Bill Pay
• Free Mobile Banking¹
• No charge at Bruning Bank ATMs. 10 free foreign ATM withdrawals per month. ($1.50 each after 10)
• Does not earn interest
• No Minimum Balance ($50 deposit to open)
• No monthly service charge
• Unlimited check writing. Check images returned with statements.

Best for you if you want to earn interest and don’t mind keeping a minimum balance.

• Free ATM Card or Visa Debit Card included.
• Free Online Banking
• Free Online Bill Pay
• Free Mobile Banking¹
• No charge at Bruning Bank ATMs. 2 free foreign ATM withdrawals per month. ($1.50 each after 2)
• Earns Interest². View current rates.
• $500 daily minimum Balance ($50 deposit to open)
• $6 maintenance fee if daily minimum balance falls below $500
• Unlimited check writing. Check images returned with statements.

Interest is compounded and credited to this account monthly.² If you close this account before interest is paid, you will not receive the accrued interest.

Interest is calculated using the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is monthly.

Best for you if you are age 62+ and are willing to maintain a minimum balance to earn interest.

• Free ATM Card or Visa Debit Card included.
• Free Online Banking
• Free Online Bill Pay
• Free Mobile Banking¹
• No charge at Bruning Bank ATMs. 2 free foreign ATM withdrawals per month. ($1.50 each after 2)
• Earns Interest². View current rates.
• $1,000 daily minimum balance in order to earn interest ($50 deposit to open)
• No monthly service charge
• Free club checks! Unlimited check writing. Check images returned with statements.

Interest is compounded and credited to this account monthly.² If you close this account before interest is paid, you will not receive the accrued interest.

Interest is calculated using the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is monthly.