Financial Strength

For over 125 years, Bruning Bank has been known for its strength and stability.  We have long combined sound decision-making and dedicated customer service to make us the trusted financial partner in our communities.  By staying true to our mission and maintaining a strong capital position, we are the bank you can depend on for keeping your assets secure.

As of December 31, 2024

ASSETSLIABILITIES
       
CASH$11,911,000   DEPOSITS$527,983,000
(Cash in our vault, plus cash due on demand from other banks where funds are deposited.)   (Amount of money on deposit by customers of the Bank, in the form of checking accounts, savings accounts, and certificates of deposit.)
       
U.S. BONDS$130,862,000   BORROWED FUNDS - FHLB & OTHERS$75,193,000
(This is the amount of government bonds owned by the Bank, most of which are due in less than 3 years.)   
OTHER LIABILITIES
$2,657,000
MUNICIPAL BONDS$39,842,000   (Accrued interest payable on all interest bearing checking accounts, savings accounts and certificates of deposit, payable at a future date, and income taxes payable during the fiscal year.)
(Investments in high-grade bonds issued by cities, school districts and other municipal government.)   TOTAL LIABILITIES$605,833,000
       
FEDERAL FUNDS SOLD$0   EQUITY CAPITAL
(Funds loaned to other banks for daily cash needs, payable on demand.)   CAPITAL STOCK$600,000
     (Par value of 6,000 shares of common stock of the Bank, paid by the people who own the stock.)
TOTAL CASH ASSETS$182,615,000     
(Total of liquid investments that could be quickly converted to cash or other immediately available funds.)   SURPLUS$35,400,000
     (Amount taken from the profits of the Bank to further strengthen the position of the Bank.)
LOANS & DISCOUNTS$435,330,000     
(Amount of money loaned to customers for all types of loans, such as real estate, agriculture, commercial & consumer.)   UNDIVIDED PROFITS & RESERVES$11,128,000
     (Amount that has accumulated from earnings of the Bank for reserves.)
BANKING HOUSE, FURNITURE & FIXTURES$6,751,000         
(The depreciated value of the Bank, all furniture & equipment.)   TOTAL EQUITY CAPITAL$47,128,000
       
OTHER ASSETS$28,265,000     
(Accrued interest earned but not collected and other receivables.)     
       
TOTAL
ASSETS		$652,961,000   TOTAL
LIABILITIES & EQUITY CAPITAL		$652,961,000

“We may never understand His wisdom, but we simply have to trust His will.”

Sonny Manley
President
Hebron

“Be kind because everybody is dealing with something you know nothing about.”

Jim Scott
President
Broken Bow

“Part of attaining success is surrounding yourself with people that share the same drive, determination and direction that you want to achieve.  I feel the people we hire at Bruning Bank represent those assets and they strive to help our customers build, grow and thrive in business as well as personal endeavors.” 

Todd Clabaugh
President
Kearney

"You’ve heard this before, '50% of success in your life comes from just showing up, more precisely showing up on time and being there when you are supposed to be.' That does not apply only to financial success it applies to everything. Your persistence in being there and being present and engaged in your family, your church and your work/career, you don’t have to talk a good game to be successful, you need to do. If you show-up, you're half way there.  And when you show-up, help will be available to get you the rest of the way.  Thanks to all of you that show-up!" 

Jerry Catlett
President & COO
Bruning

“At Bruning Bank, we are about building relationships. If you walk through our doors, we want you to feel like family. Whether it is your first time in, or you are a long-established customer, we want your experience to be positive, insightful, and lasting. The people we employ are vital in this role and do an amazing job carrying out the values and mission established by the bank. I truly feel this is what sets Bruning Bank apart from other institutions.“

Luke Thorell
President
Holdrege