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Spider Web Planning

Dewey Spider Web

Spider Web Planning

A spider web planning approach is often taught in writing classes. The idea is to put a main idea in the center and put web threads surrounding it that support your main idea. What if a similar approach could be used to assist in planning your finances? 

It might be worth trying with an income tax refund, a bonus, or other unexpected money. Many times, family members have differing ideas on what to use money for. For an example, put the amount, we’ll say $3000, in the center....READ MORE

Seven Tips to Avoid Online Fraud

Computer smartphone and tablet on table

Seven Tips to Avoid Online Fraud

Every year, millions of consumers fall victim to cybercrime. October is National Cybersecurity Awareness Month and to help keep you safe online, Bruning Bank wanted to share the following tips from the American Bankers Association:

  1. Keep your computers and mobile devices up to date.  Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so
    2. ...READ MORE

Security Is Our Top Priority

Hands typing on computer

Security Is Our Top Priority

Each night at my house before everyone heads off to bed, my wife or I will go around and check each of the doors of the house to make sure they are locked. Our three-year-old has recently started joining me on this quick trip to make sure everything is secure and mentioned the other night how safe this makes her feel. We are working through her fear of the dark and have found success with many approaches (night lights, reassuring stories, etc.) which has really helped her peace of mind as...READ MORE

The New Pros of the Con

The New Pros of the Con

We have all heard about someone getting scammed or conned out of money. We used to be wary of our wallets and pick pockets, but now the big money is in phone calls, identity theft, and cyber criminals. This term Con Man or Con Artist goes back to 1821 to a man named Samuel Thompson. Con is actually short for Confidence Man. The people doing these cons use their confidence to diminish the amount of doubt you have about what they are trying to do. A good example of this would be the IRS...READ MORE

FAQ's: Debit Card

Hand with debit card and computer

FAQ's: Debit Card

What is the dollar limit for my Bruning Bank debit card?
*NEW* Our daily transaction limit is now $2,000 per day, and for the holidays (October-December) the daily transaction limit will be $3,000 per day.

How can I manage my Bruning Bank debit card?
You can manage your card in our Mobile Banking App through CardValet. This puts security back in your hands as you can:
• Instantly turn your debit card off if your card goes...READ MORE

Traveler’s Checks - Soon To Be A Souvenir

Young Man Traveler with Backpack

Traveler’s Checks - Soon To Be A Souvenir

My siblings and I recently had a discussion of TV commercials that we remembered from when we were kids. Many involved breakfast cereals or toys of some kind but one that always registered for me was American Express’s “Don’t leave home without them” traveler’s check commercials. Karl Malden would come on the screen and very gruffly (at least more gruffly than I remember as I re-watched them) tell the viewer about all of features of traveler’s checks, mainly security and how they can easily...READ MORE

Growing Yourself and Your Community

BSB Intern Logan

Growing Yourself and Your Community

Being adaptive to new ideas and being open to others can go a long way. My name is Logan Kalkowski and I grew up in Omaha, Nebraska. I am a student at the University of Nebraska-Lincoln and will be starting my final year of undergraduate this coming fall. You may be wondering what a city boy from Omaha is doing in Bruning, Nebraska. I have had the chance to be a part of the Nebraska Bankers Association’s student internship program in Lincoln where they work with community banks to give...READ MORE

Groundwater Farm Management

Agricultural irrigation center pivot over growing crop in a field before sunset

Groundwater Farm Management

As groundwater levels have been declining in recent years, the Little Blue Natural Resource District (LBNRD) is requiring water flow meters to be installed, with annual reporting of meter readings and number of acres irrigated to the LBNRD. In addition, on or before January 1, 2019, all ground water uses from high-capacity wells and irrigated acres in the District shall be certified with the District. Each owner or duly authorized agent shall certify the well registration number for that...READ MORE

New Fraud Notifications by Text

Hand holding mobile phone

New Fraud Notifications by Text

I got my first “modern” cell phone in 2005, a Motorola Razr. I say modern as there were several cell phones in my past as we’ve talked in previous articles, but they were strictly a telephone that worked off of cellular towers and could be used in a pinch as a club (those old batteries were heavy!). My first “modern” phone had the ability to text message which took me a while to get the hang of. In fact, I remember making some flip remark about why anyone would want to text when they could...READ MORE

Escrow Analysis

Hand holder house and keys

Escrow Analysis

The Mortgage Department has prepared for an Escrow Analysis. Some of you may be veterans at this and some might be new. Either way, we wanted to give you a little refresher of what to expect. If you hold an escrow account with Bruning Bank, you should expect to see a statement in the mail within the first week of March. This statement outlines the activity in your escrow account from the previous year, as well as a projection of your escrow activity for the coming year based on anticipated...READ MORE

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