Virtual Banking

Virtual Banking

From the day we opened our doors in 1891, Bruning Bank has kept our sights on the best products and services for our customers. We entered the computer age in the early 1980’s and since that time how we process your business, as well as the ways you bank with us, has continued to evolve.  Today we offer a host of products that allow you to bank with us wherever and whenever you’d like.  Bruning Bank is committed to customer relationships and giving you the tools you need to bank with us anywhere, today and in the future.

eStatements

eStatements
eStatements

Reduce paper clutter by signing up for eStatements! This gives you the advantage to access your statement instantly by logging in to your online banking account. This keeps your financial information secure as you will receive an email notifying when your statement is ready to view, and reduce the chance of identity theft through mail theft.

To enroll in eStatements:

  1. Login to Online Banking
  2. Select Profile
  3. Scroll to Electronic Statements
  4. Fill out the requested information

To view your eStatements:

  1. Login to Online Banking
  2. Select Accounts
  3. Select Documents
  4. Select which account you would like to view and the time-frame

Credit Sense

Credit Sense
Credit Sense

Enrolling in Credit Scense is quick and easy! Better yet, Credit Sense is a FREE service.

To enroll:

Mobile Banking - On the Home page, select My Credit Score and then Get Started
Online Banking - Select Credit Sense on the top right of the screen to begin the setup process

Verify information and then select Next

Accept the agreement for the app to do a credit pull* and select Continue

Answer security questions and select Continue

You can now view your score on the Home page

If you have any questions on Credit Sense or how to enroll, give any Bruning Bank location a call!

* Will not impact your score

Online Banking

Online Banking
Online Banking

We understand that life happens and sometimes you can’t make the trip to the bank. That’s why Bruning Bank provides simple, secure banking solutions so you can conveniently manage your finances on your own time. Check out the features below that are available!

  • View account balances
  • Review transactions
  • Transfer money between your accounts
  • View e-statements
  • Pay bills
  • Set up alerts for account activity
  • Export transactions to your money management software
  • Chart your expenses through a spending report

Bill Pay

Bill Pay
Bill Pay

Available for both Personal and Business users! Pay your bills with just a few clicks and save the expense of stamps and envelopes. Set up automatic payments and email reminders.

  • Search for vendors.  Add new vendors simply by typing in the company name.  If a match is found in the database, the vendor's information will be added automatically.  No more hunting down mailing addresses!  Simply enter your account number and add your bills to be paid.
  • Schedule payments by the due date.  This service allows you to enter the date you would like your vendor to receive your payment, and we take care of getting it there on time!
  • Keep your money with you.  Your money will remain in your bank account until the day you select the payment be made to your vendor.
  • Request reminders.  Never make a late payment again!  When you request reminders, you'll receive a message telling you when your payment is due.
  • Pay from multiple checking accounts.  Choose which checking account to pay your bills from.
  • Set up recurring payments.  Eliminate the hassle of paying your monthly bills by setting up recurring payments.  This is a great option for payments that don't change from month to month -- such as your car payment or mortgage.
  • See it all at a glance!  The Payment Center lets you make payments and view pending payments, recent payments, bill reminders, and e-bills all on the same screen.
  • Make Payments through Mobile Banking app. Once a payee has been added through Online Banking, you will be able to send payments conveniently from your Mobile Banking app.

To begin using Online Bill Pay:

  • Log in to your Online Banking as usual.
  • Click on the account you want to use for making payments.
  • Click on the "Bill Pay" link under the brown menu bar across the top of your screen.  The first time you use Online Bill Pay, you will be asked to verify your email address and accept the Terms & Conditions.
  • A separate window will open where you can add your billers and set up payments.
  • Check to see if any of your billers offer e-bills.  If so, you can sign up to receive them right there within our bill pay site!

Personal Online Bill Pay is a free service.Business Online Bill Pay costs $2.50 per month for up to 10 payments.  Additional payments beyond 10 per month will cost $0.50 each.

Zelle

Zelle
Zelle

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.

You can send, request, or receive money with Zelle.

  • To get started, log into Bruning Bank's online banking or mobile app, navigate to Bill Pay and select "Send Money with Zelle®". Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you're ready to start sending and receiving with Zelle.
  • To send money using Zelle, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes1.
  • To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"3.
  • To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

Click here for more information 

1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
2 Must have a bank account in the U.S. to use Zelle.
3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle
.

Mobile Banking

Mobile Banking
Mobile Banking

Bank anytime, anywhere! Even when you're on the go, you can access your personal bank account information from your mobile phone. Please note you will need to sign up for Online Banking before you can log in to Mobile Banking.

  • View account balances
  • View detailed account activity
  • Transfer money between your accounts
  • Deposit a check by taking a picture with your smartphone
  • Make a regular payment on a Bruning Bank loan
  • Find Bruning Bank branches and ATM locations
  • View your transactions, spend summary of card transactions, and view which merchants have your card on file and track recurring payments. As well, you can instantly turn your card on or off.

  • Set controls on where, when, and how your card is used 

  • Add travel plans, add countries and U.S. states to enable purchases in destinations you plan to visit

  • Can add Apple Pay and Google Pay

Endorsing Checks for Mobile Deposit – effective 1/4/23 for mobile deposits. Please start endorsing your check(s) with MOBILE DEPOSIT BRUNING BANK, if it is not endorsed with the exact wording it will be rejected, also list ACCOUNT NUMBER, DATE and SIGN the check.

Instant Balance – feature available in Mobile Banking app that allows you to see the account balances without logging in to the app. You can decide to turn the feature on and for which accounts under app settings.

Mobile Text Banking – No smartphone? You can still do Mobile Banking! Sign up through your existing Online Banking access. Once you are activated, you can text Bruning Bank at any time to receive account information.

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Mobile Deposit

Mobile Deposit
Mobile Deposit
  • Use our Mobile Banking app on your iPhone, iPad, Android phone or tablet, or Amazon Kindle Fire tablet (with rear-facing camera) to take a picture and deposit a check. No trip to the bank required!
  • New required restrictive endorsement effective 1/4/23 for mobile deposits. Please start endorsing your check(s) with MOBILE DEPOSIT BRUNING BANK, if it is not endorsed with the exact wording it will be rejected, also list ACCOUNT NUMBER, DATE and SIGN the check.

Mobile Wallets

Mobile Wallets
Mobile Wallets

Carry your Bruning Bank debit card digitally instead of using your physical card.  This allows you to pay in stores and within apps with the simple use of your smartphone, tablets, or smart watch. Your specific card details are never shared with merchants, allowing a safer and more private way to pay. Mobile Wallets includes:

  • Apple Pay – load your debit card in the Wallet app on your iPhone, iPad, or Apple Watch
  • Android Pay – comes preloaded or download from Google Play.
  • Samsung Pay – is accepted almost anywhere you can swipe or tap your credit card. Download the app in Google Play.