Loans

Agriculture

Operating Line of Credit Loans: use funds as you need them throughout the year but interest accrues only on the amount you actually borrow.

Livestock Loans: purchase livestock with either an individual note or a renewable line of credit.

Equipment Loans: term out debt for equipment purchases to keep working capital available for operating needs.

Ag Real Estate Loans: acquire new land or refinance at a fixed rate with a customizable payment schedule.

Irrigation Loans/Leases: term out debt for irrigation equipment costs.  

Commercial

Commercial Line of Credit Loans: manage occasional cash shortfalls by borrowing only what you need and then repay based on your sales.

Inventory and Equipment Loans: borrow at a fixed rate to purchase inventory or equipment and keep your cash available for operating needs.

Commercial Real Estate Loans: acquire new property, build a new facility, or expand an existing facility with loan terms tailored to meet your needs.

Consumer

Vehicle Loans: buy your dream car or truck with our financing help!

Personal Loans: borrow cash for any reason using collateral such as CD's, vehicles, real estate or other personal property.

Mortgage

Home Loans: purchase a new home or refinance your current home with our competitive mortgage rates and terms.  We retain the servicing which means we won't sell your loan to a big bank or mortgage company.  You'll always know who you're working with!  Our friendly loan officers have the knowledge and experience to walk you through the entire mortgage process.

Home Improvement Loans: add space or upgrade the space you have with a loan from us!

Home Equity Line of Credit (HELOC) Loans: tap into the equity of your home to finance such expenses as college tuition, medical bills, or business start-up costs.

Land Purchase Loans: buy the perfect land for the future location of your new home.

Home Construction Loans: build your new home with short-term financing during the construction phase and then we'll help you obtain the appropriate mortgage for the long-term once your home is completed.


Contact one of our Home Loan Officers today!

          Bruning:     Jeff Hammer (NMLS# 474128)
                            Lori Utemark (NMLS# 474129)
          Hebron:     Shari Fischer (NMLS# 474130)

    Broken Bow:     Jim Scott (NMLS# 474133)
                            Janice Nozicka (NMLS# 474132)

       Holdrege:      Nancy Hoeck (NMLS# 474131)