Online Bill Pay

Online Bill Pay is a free service provided to our Internet Banking customers.  Payments are quick and easy to setup, and they save time as well as money because you can pay bills without stamps, envelopes, and trips to the post office. 

Getting Started

To access the Online Bill Pay service, you must first sign up for our Internet Banking.  In addition to paying bills, Internet Banking allows you to check your balance, transfer funds between accounts here at the bank, and review past statements as well as use bill payment from any computer with Internet access.  Internet Banking and Online Bill Pay are both free of charge.  To sign up, follow these simple steps:

1. On the Home page, click on Online Banking Enrollment and then select either "Personal" or "Business".
2. A pdf document will open for you to print.  Read the agreement carefully and sign it.  Complete the forms with all of the requested information and signatures.
   
3. Mail, fax, or bring the signed agreement and forms to any of our locations.
4. We will provide you with a username and password so you can begin using Internet Banking and Online Bill Pay.
   

Setting Up a Bill Payment

Once you have logged on to Internet Banking, setting up your Bill Payments is also an easy process.

1. Click on the account number from which you wish to pay the bill.
   
2. Information for that account will be displayed along with two rows of buttons. Click on the "Payments" button.
   
3. Your bill payment list will be displayed (if this is your first payment setup, you will have nothing listed yet).  In the lower left corner, click on "Set Up New Payment".
   
4. When the "Add Scheduled Payment" screen appears, fill in the Payee Information on the left side and the payment details on the right.
   
5. The Frequency option will default to On-demand.  The On-Demand option will allow you to go to the bill the next time you need to pay it, change the amount and date, and submit it.  If you choose one of the other options such as Monthly, the bill will pay automatically for the same amount and same date next month without your interaction.
   
6. Select on "Submit" and your payment will be sent.  You will receive a confirmation number for your records.

Example:

click for larger image

Additional Information about Online Bill Pay

• While you can create a bill payment 24 hours a day, seven days a week, the Bank will only process the payments on business days.  We generally collect all of the available payments near our cut-off time of 2:00 pm.  Any payments set up after that time will be processed on the following business day. 
  
  
• The Bank may pay your vendor with checks, ACH (electronic payments), or by other means.  Because of the time it will take to send your payment, your vendors generally will not receive payment on the exact date you make the bill payment request.  Therefore, you should provide sufficient time for your vendors to receive the payments (usually five business days).